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WEALTH · AUTOMATIC SPREADSHEET

Give changing income a steadier plan.

Review your income history, choose a base budget and compare your allocations with received income.

Editable Excel workbook · Reusable template · Getting-started guide

Practical tools for your next step.

Make it your own

Enter your information in clearly marked yellow cells.

Let formulas do the work

Calculated totals update when you change the relevant inputs.

Keep a useful record

Save a copy and return to your plan as your circumstances change.

WHAT’S INCLUDED

Know what you’re getting.

Twelve months of income history
Lowest and average recorded income
Editable base income plan
Household allocation worksheet
Gap against received income

Your ZIP download contains a blank automatic Excel workbook and a plain-text getting-started guide. Product images show illustrative example entries.

Open, enter, review.

Unzip the package, open the workbook in Microsoft Excel and save a working copy. Edit the yellow input cells. Keep an untouched template for future use.

Historical figures provide context, not an earnings forecast. Enter take-home cash after business expenses and your own tax reserve. This tool does not calculate taxes.

Your questions, answered.

Is this a physical product?

No. This is a downloadable spreadsheet and guide.

Does it calculate automatically?

Yes. Formula checks were performed in the creation engine. Native Excel and Google Sheets application checks are still pending before launch.

What software do I need?

The primary format is Microsoft Excel .xlsx. A compatible spreadsheet app is required and may need its own account or license. Mobile use depends on your app and screen size.

Does it connect to my bank or make payments?

No. You enter your own information. It does not connect to accounts or move money.

Can I reuse it?

Yes, for your personal household. Formula cells are not locked, so keep a backup. Resale, sharing the source workbook and redistribution are not included.

When can I order?

This page is being prepared for launch. Payment setup, application compatibility and download delivery testing are pending. Orders are not open yet.

Variable Income Planner

Income Tide – Irregular Income Budget Spreadsheet